ACA Open Enrollment 2025: Get the Right Health Plan

November 1 – December 15, 2025 (dates may vary by state)

Special enrollment may be available for qualifying life events—ask us!

Social Security numbers (for all covered individuals), income info, current coverage details.

Yes—SPP Benefits is paid by insurance carriers, never by you.

Most applicants do—let us check for you.

Yes, health insurance plans cover mental health services such as therapy and counseling. Depending on your plan, you may have a copay or coinsurance for each session.

Health insurance plans have a network of providers that varies by plan and location. You can search for providers on the carrier website or by contacting our customer service team.

In most cases, you can only change your health insurance plan during the open enrollment period. However, certain life events such as marriage, birth of a child, or loss of coverage may qualify you for a special enrollment period.