SPP Benefits & FedPlans

Protect your most valuable asset, your income.


If you were to miss work due to an accident or illness, what would happen to your income? Could you afford to be out of work?

When an unforeseen illness or accident occurs, your bills don’t care. The risk of losing your home, car, children’s school and more is great. Take all necessary and available resources to protect yourself and your loved ones—no matter where you are in life.

Are you financially prepared? Don’t wait for disaster to strike, by then it will be too late. Act now! These plans are voluntary, they supplement your existing coverage, and, best of all, affordable. You can also use these benefits to protect your sick leave!

Schedule a meeting with a Benefits Consultant Today!

United Benefits and FedPlans is the Servicing Agency for U.S. Postal Employees. SPP and Daniel Carriazo are appointed agents with United Benefits and FedPlans.

Benefits For U.S. Postal Employees

Life happens! Especially when you least expect it. As a U.S. Postal employee, you are eligible for voluntary employee benefits that are paid over and above workers compensation and any other insurance you may have. These benefits are paid directly to you and deposited in your personal bank account. 

Coverage helps to pay out-of-pocket expenses, such as deductibles, hospital costs and more when you have an accident, critical illness diagnosis, or short or long-term disability. We also offer life insurance protection that can help your loved ones pay final expenses, the mortgage, transportation and daily living costs.

Benefits Offered By Allstate

Accident Insurance

Accident insurance from Allstate Benefits pays a cash benefit to the insured for covered injuries and can help pay expenses such as copays, deductibles and personal bills.

Disability Income Insurance

Disability income insurance from Allstate Benefits pays cash benefits for days missed from work due to an accident, illness or maternity. Paycheck protection!!!

Critical Illness

Critical Illness insurance from Allstate Benefits pays a lump-sum cash benefit when the insured or an eligible family member is diagnosed with a covered critical illness.

Additional Benefits Offered

Whole Life Insurance

Protect your family with whole life insurance from MassMutual! Price never increases and coverage never decreases! Builds GUARANTEED cash values and you are eligible to receive annual dividends!

Disability Income Insurance

Protect your paycheck with disability income from Manhattan life. As a federal employee, you have several different options available to ensure you get the best coverage, at the best premium for you and your family.


“I am thankful SPP helped explain and educate me on the benefits availble. I was able to stay home with daughter without financial stress.”
Kristina K.

“SPP did an amazing job managing and administrating our open enrollment. They are extremely professional and knowledgeable. They have helped us reconcile our monthly benefits statement and our employees file claims.”
Daniel B.

Owner, Ikon Restoration

“Being diagnosed with cancer was one of the worst news I’ve ever heard. SPP was there or me and assisted my family and I, when we needed it most.”
Lourdes G.

Meet The Team

Daniel J. Carriazo, MAcc

Daniel J. Carriazo, MAcc


Roberto Carriazo

Roberto Carriazo


Maruchy Carriazo

Maruchy Carriazo

Director of Claims